UPSC stands for Union Public Service Commission.  Under UPSC 24, national level exams are conducted for services to India’s central and state government. If you aim towards IAS, IPS or IFS, then these exams are conducted by Union Public Service Commission, and hence, is termed as UPSC exam.

What are the Important Government Schemes for UPSC Preparation?

Every year different ministries end up launching programmes or schemes for the welfare and betterment of society. An IAS officer or any other officer on the same lines should be well aware of this scheme from their launch to their implementation. To ensure this, the selection process includes questions related to this scheme or yojana.

The Ministry of Rural Development has been working day and night for the welfare of rural areas and their development. There are some schemes that a UPSC aspirant should know while preparing for the exam.

List of Government Schemes to Keep in Mind

  • National Social Assistance Scheme (NSAP)

It is sponsored by India’s central government to provide financial assistance to the elderly, widows, and people with disabilities in the form of social pensions.

Coverage – This scheme currently benefits more than three crore people under the Below Poverty Line (BPL).


Category No.of People
Widow 80 Lacs
Differently Abled 10 Lacs
Elderly 2.2 cr


  • Pradhan Mantri Gramin Awaas Yojana 

The tagline of this yojana is “Housing for All” in rural areas. This is a social welfare programme under which the government will provide housing for the rural poor in India. It was launched in 2015 and promises to provide housing to all by 2022.

  • Shyam Prasad Mukherjee Rurban Mission (SPMRM)

This scheme has a set vision of bringing urban facilities into the villages, without compromising the true essence of the rural community life focusing on equity and inclusiveness.

The bigger outcomes of this yojana are –

  1. Bridging the gap between rural and urban, whether economical, technological or related to facilities and services.
  2. Spreading development in the rural region.
  3. Attracting investments in rural areas.
  • Deen Dayal Antodayan Yojana (DAY)

The government of India starts this yojana to provide skill training to the poor to create self-employment. The Government of India has provisioned ₹500 crores for the scheme. The scheme’s objective is to train half a million people in urban and rural areas per annum from 2016.

Important Government Schemes to Concentrate On

The Ministry of Finance is concerned with the economy of India. The main focus lies in taxation, financial legislation, financial institutions, capital markets and union budget.

Here are some schemes launched by the Ministry of Finance to maintain the economy of India.

  • Gold Monetisation Scheme

Gold is one of the most important elements of Indian families. They are not only an asset but also have sentimental values. Under this recently launched scheme, the government provides people with an opportunity to earn their underlying gold.

People can monetize their gold by depositing it with a bank as a term deposit. Being a recent launch, it has a long way to set its foot in the market.

  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)

This scheme is designed to provide accident insurance in India. This yojana is applicable for the age group of 18-70 years. A person has to pay Rs. 12 per annum (excluding service tax) and is eligible to claim up to Rs.two lacs for accidental death and full disability and up to Rs. one Lac for partial disability.

  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

This scheme is designed to provide government-backed life insurance schemes in India. This scheme is eligible for an age group of 18-50 years. A person has to pay a premium of Rs. 330 per annum (excluding service tax), and the nominee is eligible to receive Rs. two lacs.

List of Other Important Government Schemes

  • Sukanya Smaridhi Yojana

The main focus of this scheme is to encourage parents to save funds for the future and education expenses of a girl child.

  • Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

This scheme was launched with the main focus to establish an infrastructure that could ensure sewage networks and water supply for urban transformation.

  • Agri-Tech Infrastructure Fund

The main focus behind implementing this scheme is to encourage agricultural marketing reforms by creating appropriate e-market platforms for states.

Other Important Initiatives by the Government of India

  • Project Sunrise in Manipur
  • Unnat Bharat Abhiyan
  • Draft National Policy for Women, 2016
  • Pradhan Mantri Krishi Sinchayee Yojana
  • Atal Pension Yojana

Summing Up

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What are the Important Government Schemes for UPSC Preparation? Schemes to Keep in Mind for UPSC
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What are the Important Government Schemes for UPSC Preparation? Schemes to Keep in Mind for UPSC
What are the important government schemes for UPSC Preparation? Here’s a list of government schemes to be considered while appearing for UPSC.
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UPSC Pathshala
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