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Correct Option is the backend processes are done manually

Solution: Refer to the last paragraph of the passage given above, which mentions, “ Billers come onto Bharat Bill Pay through payment gateways like BillDesk. Setting it up and tracking payments can be cumbersome because of manual processes at the back end.” Here, we can infer the quoted text from the statement given in option (c). Hence, option (c) is the most suitable answer choice.

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