A bank probationary officer’s (PO) position is a high-paying white-collar job. Every year, tens of thousands of people apply for PO examinations. The profession has a lot of room for advancement and a promising future in banking.

The Bank PO exam can be cracked IBPS PO in your very first attempt. If you look at the curriculum in-depth, you’ll see that the majority of the material is at a high school level. The lack of a good study strategy is what makes it tough for most applicants to pass the test.

Now, let’s get down to the main topic. In this article, we have covered important details like exam pattern, bank PO salary in India, allowances and perks and more. So, stay with us till the end and enrich your knowledge about bank PO salary in India.

Bank PO Exam Details

The term “Bank Probationary Officer” refers to a person who works for a bank as a probationary officer. It is a managerial-level position that is available in both public and private sector banks throughout India.

List of Banks

The names of a few prominent banks that perform or participate in the Bank PO recruiting process are listed below:

# Allahabad Bank

# Bank of Maharashtra (BOM)

# Bank of Baroda (BOB

# Cooperative Bank

# HDFC Bank

# ICICI Bank

# Oriental Bank of Commerce (OBC)

# Punjab National Bank (PNB)

# Syndicate Bank

# State Bank of India (SBI)

Eligibility Criteria for Bank PO exam

In order to sit for a Bank PO test, you must first meet certain qualifying requirements. Even though the criteria may differ from one bank to the next, the following are some of the general requirements that must be satisfied regardless of the bank.

Age 20 years to 30 years
Nationality Indian
Educational qualification A recognised university degree


Only candidates in the General category are eligible for the age range stated above. Applicants that fall into the OBC category are eligible for a three-year age reduction. Applicants who fall under the SC or ST categories, on the other hand, would be given 5-year age relaxation.


The applicant’s country of citizenship for the IBPS CWE or Bank PO test might be any of the following:

# Indian

# A subject of Nepal or Bhutan

# Before 1 January 1962, a Tibetan refugee arrived in India for permanent residence.

# PIOs who have moved to the country from Myanmar, Sri Lanka, Pakistan, Vietnam or one of the East African nations listed.

Bank PO Exam Dates

Name of Exam Date of Exam
SBI Probationary Officer Notification April 2020 (tentative)
SBI Probationary Officer Prelims June 2020
SBI Probationary Officer Mains July 2020 (tentative)
IBPS Probationary Officer Notification August 2020 (tentative)
IBPS Probationary Officer Prelims 3, 4, and 10 October 2020
IBP Probationary Officer Mains November 28. 2020
IBPS RRB Probationary Officer Notification July 2020 (tentative)
IBPS RRB Probationary Officer Prelims 26 and 27 December 2020
IBPS RRB Probationary Officer Mains 30 January 2020

Bank PO Job Profile

A Probationary Officers (PO) work description or job profile in a bank includes a variety of responsibilities. The following are some of these responsibilities:

# The Bank PO will be in charge of public relations, consumer complaints, and most other customer satisfaction-related concerns.

# He or she will be in charge of managerial tasks such as overseeing the branch office’s clerical employees.

# The cash flow, mortgages, finances, and loans will all be managed by a Bank PO.

# He or she will be in charge of handling loan papers as well (if required).

Bank PO Vacancies

According to the IBPS Bank PO examination announcement for the year 2020, the number of vacancies are as follows:

# IBPS Bank Probationary Officer: 4,336

# SBI Probationary Officer: 2,000

# IBPS RRB Probationary Officer: 3,352

# RBI Grade B Officer: 199

Bank PO Selection Process

A candidate will be needed to go through three steps in the Bank PO selection process. The following are the details:

#1. Preliminary Exam

#2. Mains Exam

#3. Group Discussion and Interview

Bank PO Exam Syllabus

Preliminary Exam syllabus: Reasoning ability, English language, and numerical ability

Mains Exam syllabus: English language, general economy, general reasoning, computer aptitude, banking awareness, and data analysis and interpretation.

Bank PO Exam Pattern

Exam Pattern for Preliminary Exam

Subject Number of Questions Marks
English language 30 questions 30 marks
Reasoning ability 35 questions 35 marks
Numerical ability 35 questions 35 marks
Total duration: 60 minutes

Exam Pattern for Mains Exam

Subject Number of Questions Marks
General reasoning & computer aptitude 45 questions 60 marks
English language 35 questions 40 marks
General economy & banking awareness 40 questions 40 marks
Data analysis & interpretation 35 questions 60 marks
Total duration: 180 minutes

Bank PO Exam Application Fee

For SC, ST, and OBC, the application fee is Rs 100.

For General and other categories, the application fee is Rs 600.

SBI PO Exam Details

SBI PO 2021 Exam Summary

Name of Exam State Bank of India Probationary Officers Exam
Conducting Body State Bank of India
Periodicity Annually
Exam Level National
Mode of Application Online
Mode of Exam Online (CBT)
Exam Rounds 3 (Prelims, Mains and Interview)
Exam Dates Unknown
Expected Candidates 9 to 10 lakhs
Available Seats 2000+
Job Location Across India
Official Website sbi.co.in
SBI PO Helpline 022 2282 0427

SBI PO Career Growth

A Probationary Officer at SBI is entitled to numerous allowances and benefits in addition to the SBI Bank Probationary Officer pay. This has been one of the highly sought-after occupations in terms of professional advancement. After being designated as a Probationary Officer, you have a long way to go in your career. When aspirants enter India’s largest public sector bank, they may look forward to a bright future.

The following is a list of the benefits of working as an SBI PO:

# Deputy Manager

# Manager

# Chief Manager

# Assistant General Manager

# Deputy General Manager

# General Manager

# Chief General Manager

SBI PO 2021 Application Fee

The registration fee format for SBI PO online application is listed below each category. Fee/Intimation payments cannot be reimbursed or retained in reserve for any other test or selection after they have been paid. The application cost has to be paid in full online.

Sr. No. Category Application Fee
2 General and Others Rs. 750/-

SBI PO Eligibility Criteria 2021

To be qualified for the SBI PO Exam 2021, a candidate must meet the following two requirements:

Age Limit

Candidates must be between the ages of 21 and 30 as of September 1, 2021, i.e., they must have been born between April 2, 1990, and April 1, 1999. (both dates inclusive)

Educational Qualification

The applicant must be a graduate of a recognised university in any field or have an equivalent qualification recognised by the Central Government. Those in their last year/semester of study may also apply temporarily, subject to the requirement that, if invited for an interview, they provide proof of passing the graduation test on or before July 1, 2021.

Applicants who hold an Integrated Dual Degree (IDD) certificate must verify that their IDD was completed on or before August 31, 2021. Applicants who hold a Chartered Accountant certificate are also eligible to apply.

SBI PO Selection Procedure

The following factors about the SBI PO selection process should be kept in mind by candidates:

Biometric Verification

The bank may digitally record the candidate’s thumbprint to provide an error-free and secure selection method for SBI PO 2021. This is done to ensure that the candidates are legitimate.

Any discrepancy in the biometric verification would result in the candidacy being rejected and severe legal action being taken. Candidates are encouraged not to use any external stuff on their hands, such as ink, mehandi, chemicals, and so on.

Number of Attempts

For each group, the total number of chances is set. Applicants who have exhausted all of their options are ineligible to apply. It is not possible to take the Preliminary Exam, however, it is possible to attempt the Mains Exam.

Category Number of Chances
General or EWS 4
General or EWS (PWD) 7
SC or SC(PWD) or ST or ST(PWD) No restriction

IBPS PO Exam Details

IBPS PO Exam Pattern

In the preliminary test, IBPS instituted distinct sections scheduling for each session. The IBPS PO exam (CWE 10) will be conducted on an online written test with two parts: Tier 1 (IBPS Preliminary Exam) and Tier 2 (IBPS Mains Exam) for recruiting candidates. Following the examination, a face-to-face interview is conducted.

IBPS PO Prelims Exam Pattern

Each component of the IBPS PO preliminary exam will last 1 hour and 20 minutes and will be administered in an online format. It is divided into three portions, each with 100 questions and a total score of 100 points.

In the preliminary exam, there is negative marking, with 0.25 points removed for each incorrect answer. To pass the IBPS PO Main test, candidates must score above the cut-off in all three categories. The following are the details for each section:

S.No. Name of Tests(Objective No. of Questions Maximum Marks Duration
1 English Language 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100

Candidates must pass each of the three exams by achieving the minimum cut-off marks set by IBPS. A sufficient number of applicants in each category will be shortlisted for the Online Main Examination, as determined by IBPS based on criteria.

IBPS PO Mains Exam Pattern

The Main exam is also held online and consists of 5 (four plus one) parts with a total score of 200+25 points and a time limit of 180+30 minutes. In order to select applicants for the position of probationary officer, IBPS will hold a descriptive paper in its main examination.

The parts must be completed in the same sequence and within the time limit specified on the exam. To be qualified for the interview procedure, a candidate must pass both the preliminary and main exams.

S.No. Name of Tests(Objective No. of Questions Maximum Marks Duration
1 Reasoning & Computer Aptitude 45 60 60 minutes
2 English Language 35 40 40 minutes
3 Data Analysis & Interpretation 35 60 45 minutes
4 General Economy & Banking Awareness 40 40 35 minutes
Total 155 200 3 Hours
5 English Language (Letter Writing & Essay) 2 25 30 minutes

IBPS PO Interview

Candidates who pass the mains test are invited to a face-to-face interview, which is worth a maximum of 100 points. In the interview, a minimum score of 40% is required (35 percent for SC/ST/OBC/PWD applicants).

The interview session lasts around 15-20 minutes, during which a panel of bank executives asks the applicants questions about themselves, the banking industry, current events, general awareness, and so on. Candidates must arrive at the meeting well-dressed, confident, and with all needed papers.

The final merit list is compiled using the results of the main examination and the interview. IBPS calculates the final score by allocating 80 percent of the marks to the main test and 20 percent to the interview.

IBPS PO 2021 Exam Date

IBPS has announced the IBPS PO 2021 Exam Dates and Exam Calendar for the year 2021. According to the most recent IBPS calendar, the preliminary exam for IBPS PO will be held on the 9th, 10th, 16th, and 17th October 2021, with the main exam on the 27th November 2021. The following are significant dates for IBPS PO or MT CWE XI 2021:

Events Date
Notification August 2021
On-line Registration Process August 2021
Preliminary Exam Date 9th, 10th, 16th & 17th October 2021
Preliminary Result November 2021
Mains Admit Card November 2021
Mains Exam Date 27th November 2021
IBPS PO Mains Result December 2021
Conduct of Interview January 2022
Provisional Allotment 1st April 2022

IBPS PO Application Fee

The fee structure is listed below each category. Fee/Intimation payments cannot be reimbursed or retained in reserve for any other test or selection after they have been paid. The application cost has to be paid in full online. Check out the entire IBPS PO Application Guide for additional information.

Sr. No. Category Application Fee
1 SC/ST/PWD Rs.175
2 General and Others Rs. 850

Major Banks Participating in IBPS PO Recruitment 2021

Here are all of the banks that applied for the IBPS PO recruitment this year:

#1. Indian Bank

#2. Punjab & Sind Bank

#3. UCO Bank

#4. Indian Overseas Bank

#5. Canara Bank

#6. Punjab National Bank

#7. Central Bank of India

#8. Bank of India

#9. Bank of Baroda

#10. Union Bank of India

#11. Bank of Maharashtra

IBPS Training Centres

North India South India East India West India
Agra Bengaluru Agartala Ahmedabad
Allahabad Chennai Balasore Aurangabad
Amritsar Coimbatore Behrampur (Ganjam) Bhopal
Bareilly Gulbarga Bhubaneshwar Indore
Chandigarh Hyderabad Dhanbad Jabalpur
Dehradun Kavaratti Guwahati Jaipur
Gorakhpur Kochi Hubli Jodhpur
Jammu Madurai Kolkata Mumbai
Kanpur Mangalore Muzaffarpur Nagpur
Karnal Mysore Patna Panaji (Goa)
Lucknow Port Blair Ranchi Pune
Ludhiana Puducherry Sambalpur Raipur
New Delhi Tiruchirapalli Shillong Rajkot
Patiala Thiruvananthapuram Siliguri Vadodara
Rohtak Vijayawada Tirupati
Shimla Visakhapatnam

Union Bank PO Exam Details

Union Bank of India PO Eligibility

In the sections below, you will find the eligibility criteria to be eligible for this exam.


Only Indian nationals are allowed to appear on the exam

Age limit

The minimum age is 21 and the maximum age is 30. Age relaxation is 5 years for SC/ST applicants and 3 years for OBC applicants.

Educational qualification

The candidate must have a degree from a recognised institution/AICTE accredited university with a cumulative of 55 percent (50 percent for reserved candidates) in the last year of graduation, as well as a Diploma in Banking and Finance (DBF). And, at the period of graduation (or) after graduation, a software awareness & Office Automation diploma in computers.

PNB Bank PO Exam Details

Important Dates

Events Dates (Tentative)
Registration August 7, 2021
Last day to submit Application Form August 28, 2021
Pre-exam Training Dates September 23 to 28, 2021
Admit Card for Prelims exam September 30, 2021
Exam Dates for Preliminary Exam October 3, 4 and 10, 2021 (Officially Announced)
Publication Prelims Result November 1, 2021
Main Exam Date November 28, 2021 (Officially Announced)
Publication of Main Result January 2, 2021
Interview Dates January or February 2021
Provisional Allotment April 2021

Fees Details

The application fee for OBC or General is Rs. 300

The application fee for SC, ST or PWD is Rs. 50

What is a Bank PO Salary?

The salary of Bank PO typically ranges from Rs.23,000 to Rs.42,000 per month (approximately). These values include any allowances that may be given. The pay, as well as the allowances, may differ from one bank to the next. In the sections below, you will find the Bank PO salary in India for different banks.

SBI PO Salary

One of the most compelling reasons for applicants to pursue a career in banking is the SBI PO pay. Along with all of the benefits and allowances that an SBI PO is entitled to.

The base SBI PO salary in India is now about Rs. 27,620/-. The compensation structure for a PO includes a number of other factors that make this position appealing.

The following are the important features of the SBI PO Salary Structure in India:

SBI PO Salary in India- Basic Pay Rs. 27620 (Increment in 4 stages)

1st Increment is Rs. 23700, 980/7

2nd Increment is Rs. 30560, 1145/2

3rd Increment is Rs. 32850, 1310/7

4th Increment is Rs. 42020

Dearness Allowance 46.9% of the basic pay
City Compensatory Allowance(CCA) 3% or 4%(varies with the place of posting)
Leased House Accommodation Minimum is Rs. 8000 for Rural

Maximum is Rs. 29500 for Urban

Medical Insurance 100% for employees

75% for families

Travelling Allowance Reimbursement for AC-2Tier
Petrol Rs. 1100 to Rs. 1300
Miscellaneous Rs. 4000
Total Compensation (Annually) Rs. 7.5 lakhs to Rs. 12.9 lakhs
Loan Benefits Concession on interest rates

IBPS PO Salary

Basic Pay Rs. 36,000
Special Allowance Rs. 5,904
DA Rs. 8,593.20
CCA Rs. 1,400
Learning Allowance Rs. 600
DA Others Rs. 1,552.50
HRA Rs. 3,240
Gross Salary Rs. 57,289.70
Deduction Rs. 4,659.32
Net Salary Rs. 52,630.38

Perks & Allowances

IBPS PO Basic Pay Rs. 36,000
House Rent Allowances 7% to 9% of the basic pay
Dearness Allowance 23.87% of the Basic Pay
City Compensatory Allowance (CCA) 3% or 4%
Special Allowance 7.75% of the basic pay

Bank of India PO Salary

The table below listed the Bank of India PO salary in sections:

Facilities Pay
Basic Pay Rs. 23700
Dearness Allowance 39.8% of the Basic Pay
Special Allowance 7.75% of Basic Pay
HRA (House Rent Allowance) 9%
CCA (City Compensatory Allowance) 4%
Medical Allowance Rs. 8000 per annum

Canara Bank PO Salary

Aspirants who complete the course successfully after Canara Bank PO would be eligible for a salary scale of Rs. 23700-980/7- 3056-1145/2-32850-1310/7-42020.

They will also get House rent allowance, Medical Aid, Dearness allowance, CCA, Leave Fare Concession, and other perks like furnishings and conveyance, but only if they are assigned to a certain location. The following is the salary structure for the Canara Bank Probationary Officer position:

Pay Scale State-level District level Metro Cities
Basic Salary Rs. 23700 Rs. 23700 Rs. 23700
Dearness Allowance (DDA) Rs. 12206.69 Rs. 12206.69 Rs. 12206.69
House Rent Allowance (HRA) Rs. 1896 Rs. 1659 Rs. 2133
Special Allowance Rs. 1836.75 Rs. 1836.75 Rs. 1836.75
City Compensatory Allowance (CCA) Rs. 600 Nil Rs. 870
Total Salary Rs. 40,239.54 Rs. 39,402.54 Rs. 40,746.54

Loyalty Bonus

Beginning from the end of the 5th year to the end of the 10th year of choosing the Bank curriculum to continue employment in the Bank, the Bank will return the entire course expenses to the selected students as a Loyalty Bonus, in a postponed pay in that same year.

Allowances and Benefits

Students would give several extra perks in addition to the base salary in Canara Bank PO Salary 2021.

Dearness Allowances (DA)

It is the salary of living rules allowances that the government pays to public sector employees as well as public sector retirees.

House Rent Allowances (HRA)

This is a stipend that is offered to the employee as a way to make their stay more comfortable.

Medical Aid

Medical assistance will be provided in accordance with Canara Bank’s Probationary Officer Post guidelines.

Leave Fare Concession

POs (Probationary Officers) and their families can take advantage of this benefit, which is based entirely on the Bank’s qualifying requirements.

City Compensatory Allowance (CCA)

CCA is a taxable cost factor that is given to employees to reward them for working in a large metropolis so that they may live comfortably. Rather than being based on the fundamental Pay Scale, it is the verified wage. City Compensatory Allowance for Bank Probationary Officers is typically 0%, 3%, or 4%, depending on the location.

Special Allowance

The Canara Bank PO is awarded a special allowance. These advantages are exclusively available to Grade 1 officers. These are the performance-based bonuses that Canara bank workers get based on their daily performance.


It is a profit-sharing bonus given to employees in addition to their normal wage. Publication allowances, healthcare allowances, travel allowances, conveyance, home and furniture allowances, as well as house upkeep and laundry, are all included.

Additional Benefits

The Canara Bank employment sector is suitable for a highly motivated applicant seeking a career with additional advantages. After completing their probationary time as a Canara Bank PO, the candidate is eligible for the following perks. Aside from job safety, the employee will receive some extra perks.

# Loyalty bonus

# Incentives

# Newspapers

# House rent

# Child Safety

# Medical benefits

# Travel concession and leave

# Job training

# Health Insurance

# Increments Benefits

# House Maintains

# Furniture

Union Bank PO Salary

The average monthly payment for a Union Bank of India PO is Rs. 46,522. Union Bank of India PO salary varies from Rs.  35,007 to Rs. 87,217 per month.

PNB Bank PO Salary

Below 1 to 4 years of experience, the average Punjab National Bank PO pay in India is Rs. 6.8 lakhs. The pay varies from Rs. 5.5 lakhs to Rs. 8.4 lakhs for a PO at Punjab National Bank.

Tips for Home Preparation for Bank PO Exams

Proper Planning

First and foremost, familiarise yourself with the bank test syllabus and format. This is because each bank test has a variety of components, such as the bank exam curriculum, preparation time, sectional cutoffs, and so on.

Candidates must intensify their bank exam study and be familiar with the many topics covered in the syllabus. Questions from any area or topic of the curriculum may appear on the bank test paper.

As a result, applicants should be well prepared to answer a range of questions on a bank test. The secret to succeeding in bank examinations is to practise, practise, and practise some more.

Make a Timetable

Candidates who plan to study at home should and must create a detailed schedule for their self-study. They should be able to organise their time in order to cover all of the necessary topics.

Candidates should be well-versed in the bank test curriculum and thoroughly familiar with each topic/section, as the bank exam is expected to have a variety of question types.

So, first and foremost, applicants must understand where they are falling short, and then they must focus on the topics in order to meet the sectional cutoffs. Candidates must also consider how much time they will need to answer each question.

Complete The Syllabus Topic-wise

This is critical because if you are preparing in such a way that you are unsure of which subject the question comes from, you will have a major difficulty. It is tough to remember the questions, but if you study subject by topic, it will be much easier to finish the topics, and you will be able to swiftly solve the questions during the test.

Online Resources

Candidates who want to study for bank examinations at home may consult numerous competitive bank test books and make the most of the available internet resources.

Furthermore, applicants must keep themselves up to speed on a daily basis, as the majority of the questions are based only on general knowledge. Reading daily newspapers can also assist applicants to improve their verbal abilities and complete the general awareness portion all at once.

For better preparation, applicants can try to make use of internet resources by obtaining appropriate bank exam books and study materials and practising more from sample papers and previous years’ bank exam question papers.

Practise More

Candidates should practise more and refer to internet resources after finishing the bank test curriculum since they are more beneficial and give updated material. Furthermore, when doing practise questions, applicants should keep track of their time and accuracy.

It is the responsibility of the candidates to assess how much time they devote to each question, not to become fixated on a single subject, and to keep a careful eye on the allotted time for each question.


Candidates might benefit from taking brief notes on the bank test material during last-minute revision. It is crucial to remember that once students have completed the whole bank test course, revision is all that is required to pass the exam.

If a candidate is weak in a specific subject, he or she must determine the source of the problem and begin working on it. Short notes are more crucial throughout the examination, and revising at the last minute is simpler.

How UPSC Pathshala’s Banking Success Program Can Help?

This UPSC Pathshala Banking Success Program can help you level up your banking preparation with the following features:

# All the syllabus of bank PO exams are covered in video format for better understanding.

# In-depth understanding with high-quality video lectures.

# Live classes for each subject (2 months full coverage for each subject).

# A personal mentor is allotted to help you out in the training course.

# Weekly magazines discussion classes.

# Get daily questions for each topic and weekly tests to keep a check on your progress.


We tried to cover all the top bank exam details in this article. Lakhs of candidates are applying for the PO post where vacancies are in thousands. The exam is simple but the competition is tough. If you are preparing for any of these exams, you should pin this page in your browser.

You can follow the tips to improve your preparation level day by day. If you want some more guidance, you can check out the UPSC Pathshala’s Bank PO course. Don’t waste any more time and register now to get a FREE DEMO.

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Bank PO Salary in India: Important Details Including Exam Pattern, Salary, Perks & More
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Bank PO Salary in India: Important Details Including Exam Pattern, Salary, Perks & More
Planning to take the Bank PO exam? If yes, you must read this post to learn the necessary details. Check out the exam pattern, bank PO salary in India, allowances and perks and more.
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About the Author

Madhurjya Chowdhury

Madhurjya Chowdhury, a web content writer in Ufaber EduTech has a very strong passion for writing and alluring the readers. You can find him writing articles for the betterment of exam aspirants and children. With immense interest in research-based content writing and copywriting, he likes to reach out to more and more people with his creative writing style. On the other side, he is an Electronics and Communication Engineer from LPU, Jalandhar. In his leisure time, he likes to play badminton or read about space discoveries. Apart from this, he is a pro gamer on PC, PS and Mobile gaming platforms.

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