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Correct Option is Only (ii)

The time period of insurance scheme of Company X has not been mentioned in the statement. It may also be for 10 years and above 10 years. And we cannot compare the cost of Company X and Y because its mentioning is nowhere in the passage. So, (i) and (iii) are not the reasons behind the decision of the owner. But it is quite clear that Company Y has provided guarantee scheme for more period of time than that of Company X. So (ii) is the only reason behind the owner’s decision.

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