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Answer

Correct Option is irony

Solution:The paragraph 1 of the passage given above mentions the contradiction, which can be justified from the lines, “ The Jan Dhan programme has led to a surge in bank accounts, bringing 370 million people into the system, according to the Reserve Bank of India (RBI). And yet, India continues to lag in the reach of financial services, whether it is loans, investments or insurance.” Hence, option (c) is the most suitable answer choice.
Biased: Favouring one thing/person/group over another for personal reasons.
Laudatory: Praising; extolling; applauding
Populist: Egalitarian; pertaining to the characteristics of common people/ working class

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