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Answer

Correct Option is Both (b) and (c)

Solution:To validate the answer refer to the second paragraph which mentions,” The report proposes voluntary, contributory health insurance dispensed mainly by private commercial health insurers as the prime instrument for extending health insurance to the ‘missing middle’. Government subsidies, if any at all, will be reserved for the very poor within the ‘missing middle’ and only at a later stage of development of voluntary contributory insurance”

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