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Correct Option is Guarantees for the ‘bad bank’ may help, but would not suffice to fix lenders’ woes.

Solution:Among the given options, statement (a) captures the essence of the given passage in the best way as it covers the main idea of the entire passage. The main idea behind the passage is that Guarantees offered by the government in this year’s Budget may be helpful but they are not sufficient to treat the troubles of lenders. Hence, option (a) is the most suitable answer choice.

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