Well, youngsters must be looking for an opportunity to settle their career with a stable job. What is better than a perfect job with high benefits and proper time? Right? Yes, we are talking about the bank job. If you are dreaming to be a bank PO, you might have been preparing for it.

Let’s elevate our learning and performance level with the bank PO interview questions given in this article. You can get high benefits when you have dynamic skills required for the bank exam along with being a versatile personality with great communication skills and mindfulness. You are required to handle the customers with diligence and perfection, therefore, you must be vocal and convincing towards the customers.

Furthermore, you are asked questions related to the economy of the nation, several terminologies related to the banking aspects along with a few mind-boggling questions where you must be wise. Let’s understand the level and types of questions asked in the Bank PO interview to nail the exam.

Also Read: DI Questions for SBI PO: Bank PO Preparation Tips for Beginners

Bank PO Interview

If you are looking for the SBI PO interview questions or RRB PO interview questions, you are privileged enough to come here and click on this article. All types of interview questions are given in this article. You will acknowledge different questions that will enable you to perform best in the interview. Skills are the greatest way to achieve your target. When you sit before the professionals and experts in the interview, nothing helps but your skills and knowledge.

The more you practice the questions beforehand, the more perfect you will get for the interview. If you have an idea of answers before the questions, the performance becomes magnificently great at the time.

So, let’s begin our preparation for the interview questions for bank PO. All your queries related to the SBI PO interview questions or RRB PO interview questions will be resolved by reading the article ahead. Therefore, check out the information.

Interview Questions for Bank PO

The counting towards final scores is done after the personal interview in the bank PO exam. If you want to be selected as a Bank probationary officer, you are required to clear the interview round.

You must have communication skills, banking industry knowledge, current events, confidence, and personal questions related to your mindset to score higher in this section. You must prepare for it nicely also because it will be required in the life ahead once you get selected for any post in the bank. Public service is done by the banks.

Therefore, you are required to answer the queries of the customers along with satisfying them perfectly. Your knowledge and vocal skills are checked in this portion of the test. You must be spontaneous and honest during the interview. If you want to understand and practice the Bank PO interview questions, go ahead and read below.

Also Read: Puzzle Questions for Bank PO: Worried about the Trickiest Part of the Bank PO Examination?

Bank PO Interview Questions

The interview questions asked in this exam have different categories and aspects. You must be aware of different types and patterns of questions to answer them precisely and correctly. Let’s know the questions according to the categories.

Personal Questions

#. Your Name & Tell me something about yourself.

#. What’s Special About Your Hometown?

#. What does your father do?

#. Why Don’t You Join Your Father’s Business?

#. Who is your role model and why?

#. Tell me about a time when you demonstrated leadership skills.

#. How do you deal with pressure?

#. Will you leave this job if you find a better one?

#. Team Work Experience

Educational Questions

#. Tell me about Your Education.

#. After your B.Tech/ BE/ M.Tech/ MCA/MBA/ ME why do you want to join the Banking Sector? How will you be beneficial to us?

#. What have you been doing after graduation?

#. Why did you not pursue further education as a student of Science/Art/Commerce?

Career Objectives and Goals

#. Why do you want to join the Banking Sector?

#. Why did you leave your previous job?

#. Where do you see yourself five years down the line?

#. Why do you want to join the government sector, being an XYZ graduate?

Questions Related to the Job

#. Out of all other candidates Why should we hire you?

#. What are the roles and responsibilities of this job?

Question-Related to Banking Awareness & Current Affairs

#. What is  CRR?

#. What Is the Bank Rate?

#. What Are Open Market Operations?

#. What Are Various Services Provided By A Commercial Bank?

#. What Is Ppf?

#. Tell us about the New Schemes launched by the Government (Example: Pradhan Mantri Jan Dhan Yojana, Unnat Bharat Abhiyan, etc).

#. What do you understand about Cryptocurrency, NPA, KYC, Money Laundering, Inflation, Deflation, FDI, etc?

#. Tell us something that you know about Banking Terms like CRR, PLR, NPAs, Repo rate, Reverse Repo Rate, etc.

#. Who is the Chairman of the particular bank?

#. What is the reason for the current problems of the Indian economy?

#  Reasons for change in the value of the rupee.

#. Measures to be taken to control the money.

#. Why do you want to work in the banking industry?

#. Do you know anything about Accounts?

#. Tell me about Mobile Banking and Net Banking.

#. What are the grounds for SBI’s merger with its five affiliate banks and Bharatiya Mahila Bank?

#. What is the method for withdrawing or encashing fixed deposits (daily banking operations)?

#. Do you know what E-payment is?

Questions Based on Current Affairs

These questions can be based on Politics, new laws/treaties/MoUs, sports tournaments/cultural events, awards and recognitions, important days/persons as well as social movements. Let’s check them out.

#. What exactly is the Indian Constitution?

#. What can you tell me about Prime Minister Jan-Dhan Yojana?

#. Explain the impact of demonetization and the problems that the Indian economy faces.

#. What was the impact of demonetization on India’s growth rate?

#. What are your thoughts on India’s relations with China?

#. What is the difference between a Nationalized bank and Private Bank?

#. What are TREASURY BILLS (TB)?

#. What do you understand about growing GDP?

Also Read: Reasoning Syllabus for SBI PO: Check the Latest Detailed Exam Pattern and Preparation Tips

Miscellaneous Questions and Answers

#. What Is SLR?

Answer:- Statutory Liquidity Ratio is the percentage of liabilities and time deposits that commercial banks need to keep with them in the form of Cash, Gold or Government approved securities. Right now SLR is 22%.

#. What Is CP?

Answer:- Commercial paper is a short-term unsecured debt instrument.

#. What are various investments under section 80(c) of the Income Tax Act?

Answer:- Fixed deposit (5 years)


Equity mutual funds



NSCs (National Saving Certificate)


NPS (Pension plans)

Life insurance

#. Minimum lock-in period for tax saving fixed deposit?

Answer:- 5 years

#. What is NPA?

Answer:- NPA stands for Non-Performing Assets.

Bank gives loans and advances to its customers. These loans and advances are the bank’s assets. When the customers don’t repay back the bank’s money they don’t perform. Such assets are known as Non-Performing Assets.

#. What was the purpose of setting up NABARD?

Answer:- NABARD is the apex institution for the development of the farm sector, cottage industries, and small-scale industries in rural areas.

#. What Are Various Functions Of RBI?

Answer:- Government’s banker and performs banking functions for the central and the state governments.

Bankers of banks

Maintain liquidity in the economy

Regulator of country’s financial system

Regulates and facilitates foreign trade advisor to the Government of India

Issue currency notes.

#. What is IRDA and What are its functions?

Answer:- Insurance Regulatory And Development Authority (IRDA) is the sole authority to regulate the insurance industry in India, to ensure the growth of the insurance industry and protect the interest of policyholders.

#. What are Derivatives?

Answer:- In the Derivatives market the value of the instruments bought and sold is based on the value of the underlying asset. The value of the instrument is ‘derived from the value of the underlying asset and hence it is known as Derivatives.

#. What is an option in Derivative Market?

Answer:- An Option gives the right to Option Holder to buy or sell a commodity during a certain period of time or on a specific date.

#. What is Call Option and Put Option?

Answer:- Call option – An option that gives the right to the Option Holder to buy a certain stock at a specified time and specified date

Put option – An option that gives the right to the Option Holder to sell a certain stock at a specified time and specified date

#. What is GDP?

Answer:- Gross Domestic Product is the sum of all the goods and services produced within the physical borders of a country within a specific period of time.

#. What is GNP?

Answer:- GNP = GDP + Income of residents overseas -Income of Foreigners within the borders of the domestic economy.

#. What is Monetary Policy?

Answer:- Policy by which a central authority attempts to control liquidity and interest aims for high growth rate and price stability.

#. What is a Fiscal Deficit?

Answer:- Excess of government expenditure over revenue.

#. What is Fiscal Policy?

Answer:- Government revenue generation and spending policies that impact the macroeconomy.

#. What is a Demat Account?

Answer:- It is the process of converting the physical share certificates into an equivalent number of electronic holdings.

#. What Is a Rupay Card?

Answer:- RuPay is India’s own card payment system launched by the National Payments Corporation of India (NPCI).

#. Bull And Bear Market.

Answer:- When investors expect prices to rise, it’s known as the Bull market.

When investors expect prices to fall, it’s known as the Bear market.

#. What Is SWIFT?

Answer:- Financial messaging network which exchanges messages between banks and financial institutions.

#. What Is Service Tax?

Answer:- Tax levied on providing services in India, Rate is 12%  + 0.36% for Education Cess.

#. What Is a Mutual Fund? What Is the Safest Type Of Fund?

Answer:- Mutual Fund is a pool of funds where investors invest their money for a common objective.

#. Benefits of Mutual funds.

Answer:- Exempted under section 80(C)

Managed by experts

Index funds are safest because money is invested in all index stocks. The rise or fall of value aligns with the index.

#. What are foreign exchange reserves?

Answer:- Foreign exchange reserves (also called Forex reserves) in a strict sense are only the foreign currency deposits and bonds held by central banks and monetary authorities. However, the term in popular usage commonly includes foreign exchange and gold, SDRs, and IMF reserve positions.

#. What is Swabhimaan Yojana?

Answer:- Swabhimaan is a financial inclusion plan of the bank to take banking to the doorsteps of the remote village where a banking facility is not available.

#. What is Base Rate?

Answer:- It is the minimum rate of interest that a bank is allowed to charge from its customers. Unless mandated by the government, the RBI rule stipulates that no bank can offer loans at a rate lower than BR to any of its customers.

It is effective from July 1, 2010. However, all existing loans, including home loans and car loans, will continue to be at the current rate. Only the new loans taken on or after July 1 and old loans being renewed after this date will be linked to BR.

#. What is the Sub-Prime crisis?

Answer:- The current Subprime crisis is due to subprime lending. These are the loans given to people having a low credit rating.

More Interesting Interview Questions

#. What is the difference between Cheque and Demand Draft?

#. What is a Non-Banking Financial Company (NBFC)?

#. What are NOSTRO and VOSTRO accounts?

#. What is KYC?

#. What Is GST?

#. What is Bancassurance?

#. What are non-performing assets?

#. What is the SEZ?

#. What is SIDBI?

#. What is Commercial Paper (CP)?

#. What is CRM?

#. What is the Right to Information Act?

#. What is a recession?

#. Tell me about the 2008 recession.

#. What is dematerialization?

Also Read: SBI PO Interview Questions: Tips and Tricks to Crack the Bank Interview 2021


Therefore, you must have understood the value attached to the interview as well as its questions. If you are confident and knowledgeable enough, you will achieve your target with ease. You must increase your accuracy, speed, skills, wisdom, confidence, knowledge, and communication to go ahead after the interview. The questions must be answered politely and gracefully.

The candidates who excel in knowledge and skills will be able to achieve the highest possible score in the bank PO interview portion. You should ensure that you follow all of the aforementioned guidelines and that you are prepared for the bank PO examinations. You must emphasize the fact that you prepare all the questions precisely before the exam. Do not leave any topic untouched; everything is crucial to your exam score. Continue to practice and work hard.

Moreover, to better up your preparation, you can check out the single courses on UPSC Pathshala. The experts will make you perfect to reach your destination. Therefore, move along the best platform. Good luck!

Content Protection by DMCA.com
Bank PO Interview Questions: Check Out the Questions to Practice for the Bank Examination
Article Name
Bank PO Interview Questions: Check Out the Questions to Practice for the Bank Examination
Have you wondered about the bank PO interview questions? Let's get all the relevant information from this article. Continue reading it by clicking here. The reason for achieving success is here.
Publisher Name
UPSC Pathshala
Publisher Logo

About the Author

Shruti Rag

Shruti is a creative and enthusiastic content writer along with being a budding journalist. She is a genuine-hearted and exploring girl with a dash of millennial approach. Her love for speaking and writing has made her pursue her bachelor's in journalism and mass communication. She believes in the quote, "if you will never fail in life, you will never rise like a phoenix from its ashes''. She gives strengthening and positive paths to the students by her content. Her interest lies in reading, traveling, and singing. Innovations and realism let you discover your identity. She has faith in wisdom and determination to touch the skies.

View All Articles